MT103 on payments platform

Introduction

An MT103 is a standardised SWIFT payment message. It is accepted as proof of payment and includes all payment details such as date, amount, currency, sender and recipient.

This short document describes how MT103 information for a payment can be retrieved from our payment platform. MT103 information is available only for payments that are sent through the SWIFT network, i.e. priority payments. This information can be accessed both from Currencycloud Direct and from our API.

MT103 on Currencycloud Direct

After finding a payment on the Currencycloud Direct UI, the details of the payment can be presented by clicking on the payment entry shown on the screen. If there is MT103 information available for the selected payment, this will be shown on the bottom of the payment details, as per the screenshot below.

MT103 via API

In order to retrieve MT103 information through the API, the following call needs to be used get /v2/payments/:id/submission_information where :id is the payment ID.

An example of an API request is shown below:

https://devapi.currencycloud.com/v2/payments/0d65b003-62f2-4dc5-8d63-21adf4bae443/submission

{

   "status": "pending",

   "mt103": "{1:F01TCCLGB20AXXX0090000004}

   {2:I103BARCGB22XXXXN}{4:\r\n:20:20160624-ZPSQYH\r\n:23B:CRED\r\n:32A:160624GBP2000,

   0\r\n:33B:GBP2000,0\r\n:50K:/150618-00026\r\nPCOMAPNY\r\naddress\r\nNew-York Province

   \r\n555222 GB\r\n:53B:/20060513071472\r\n:57C://SC200605\r\n:59:/200605000\r\n

   First Name Last Name\r\nb67cca855a6409c72398\r\nLondon\r\nGB\r\n:70:test reference\r\n

   Test reason\r\nPayment group: 20160624-ZPSQYH\r\n:71A:SHA\r\n-}\r\n",

   "submission_ref": "ZMSQXNUIDVEJWIOQ"

}

If MT103 information for the payment exists, this will be returned as an API response. An example of such a response is shown below.

{

 "status": null,
 "mt103": null,
 "submission_ref": null
}

If you have any questions, please contact us at support@currencycloud.com or speak to your Relationship Manager.