Timing is everything. Our payment schedules tell you everything you need to know to make your payment on time.
Please note that the times given below do not take FX timelines into consideration.
A note on timezones
Our platform and APIs display FX and Payment cutoff times in Coordinated Universal Time (UTC) which is aligned to Greenwich Mean Time (GMT). In our FX and Payment guides, cutoff times are displayed as ‘UK time’, making it easier to navigate the changing seasonal timezones and giving you an accurate, local time reflection on any given day. When the UK is in its winter season, the platform and the guides will display the same time as both will be tracking to GMT. When the UK is in its summer season and moves to BST (GMT+1), the times displayed on the platform and the guides will differ by one hour due to the platform continuing to reflect UTC/GMT. The times listed in the guides are an accurate reflection of the UK cutoff times, regardless of seasonal changes.
| Currency (ISO) | Swift (Priority) | Local (Regular) |
Swift cutoff time |
Local cutoff time | Guides |
|---|---|---|---|---|---|
|
Australian Dollar (AUD) |
1 day | 1 day | 2:00 pm | 1:30 pm | |
|
Bahrain Dinar (BHD) |
1 day | 2:00 pm |
Payment guide (BHD) Currency pairs (BHD) |
||
|
Canadian Dollar (CAD) |
0 days | 0 days | 4:45 pm | 4:00 pm |
Payment guide (CAD) Currency pairs (CAD) |
|
Chinese Yuan (CNH) |
1 day | 9:00 am |
Payment guide (CNH) Currency pairs (CNH) |
||
|
Czech Koruna (CZK) |
0 days | 0 days | 9:00 am | 9:00 am |
Payment guide (CZK) Currency pairs (CZK) |
|
Danish Krone (DKK) |
0 days | 0 days | 10:30 am | 8:50 am |
Payment guide (DKK) Currency pairs (DKK) |
|
Euro (EUR) |
0 days | 0 days | 2:30 pm | 6 pm (SEPA instant) 2pm (SEPA credit transfer) |
Payment guide (EUR) Currency pairs (EUR) |
|
Hong Kong Dollar (HKD) |
1 day | 1 day | 2:00 pm | 2:00 pm |
Payment guide (HKD) Currency pairs (HKD) |
|
Hungarian Forint (HUF) |
0 days | 0 days | 9:00 am | 9:00 am |
Payment guide (HUF) Currency pairs (HUF) |
|
Indian Rupee (INR) |
0 days | 4:30 pm |
Payment guide (INR) Currency pairs (INR) |
||
|
Indonesian Rupiah (IDR) |
0 days | 4:30 pm |
Payment guide (IDR) Currency pairs (IDR) |
||
|
Israeli Shekel (ILS) |
1 day | 2:00 pm |
Payment guide (ILS) Currency pairs (ILS) |
||
|
Japanese Yen (JPY) |
1 day | 2:00 pm |
Payment guide (JPY) Currency pairs (JPY) |
||
|
Kenyan Shilling (KES) |
1 day | 2:00 pm |
Payment guide (KES) Currency pairs (KES) |
||
|
Kuwait Dinar (KWD) |
1 day | 2:00 pm |
Payment guide (KWD) Currency pairs (KWD) |
||
Malaysian Ringgit (MYR) |
0 days | 4:30 pm |
Payment guide (MYR) Currency pairs (MYR) |
||
|
Mexican Peso (MXN) |
0 days | 9:00 am | |||
|
New Zealand Dollar (NZD) |
1 day | 2:00 pm |
Payment guide (NZD) Currency pairs (NZD) |
||
|
Norwegian Krone (NOK) |
0 days | 0 days | 10:30 am | 10:30 am |
Payment guide (NOK) Currency pairs (NOK) |
|
Omani Rial (OMR) |
1 day | 2:00 pm |
Payment guide (OMR) Currency pairs (OMR) |
||
Philippine Peso (PHP) |
0 day | 4:30 pm |
Payment guide (PHP) Currency pairs (PHP) |
||
|
Polish Zloty (PLN) |
0 days | 0 days | 9:30 am | 9:30 am |
Payment guide (PLN) Currency pairs (PLN) |
|
Qatar Rial (QAR) |
1 day | 2:00 pm |
Payment guide (QAR) Currency pairs (QAR) |
||
|
Romanian Leu (RON) |
0 days | 0 days | 9:00 am | 9:00 am |
Payment guide (RON) Currency pairs (RON) |
|
Saudi Riyal (SAR) |
1 day | 2:00 pm |
Payment guide (SAR) Currency pairs (SAR) |
||
|
Singapore Dollar (SGD) |
1 day | 0 days | 2:00 pm | 24-hour weekday availability |
Payment guide (SGD) Currency pairs (SGD) |
|
South African Rand (ZAR) |
0 days | 10:30 am |
Payment guide (ZAR) Currency pairs (ZAR) |
||
|
Swedish Krona (SEK) |
0 days | 0 days | 10:30 am | 10:30 am |
Payment guide (SEK) Currency pairs (SEK) |
|
Swiss franc (CHF) |
0 days | 10:30 am |
Payment guide (CHF) Currency pairs (CHF) |
||
|
Thai Baht (THB) |
1 day | 9:00 am |
Payment guide (THB) Currency pairs (THB) |
||
|
Turkish Lira (TRY) |
0 days | 0 days | 9:30 am | 9:30 am |
Payment guide (TRY) Currency pairs (TRY) |
|
Ugandan Shilling (UGX) |
1 day | 9:00 am |
Payment guide (UGX) Currency pairs (UGX) |
||
|
UK Sterling (GBP)
|
0 days | 0 days | Currencycloud B.V. clients: |
Payment guide (GBP) Currency pairs (GBP) |
|
|
4.15 pm |
24-hour weekday availability | ||||
| Currencycloud Ltd. clients: | |||||
| 5.00 pm | 24/7 availability | ||||
|
United Arab Emirates Dirham (AED) |
1 day | 2:00 pm |
Payment guide (AED) Currency pairs (AED) |
||
|
US Dollar (USD) |
0 days | 0 days | 4:30 pm | 8:45 pm |
Payment guide (USD) Currency pairs (USD) |
|
FOR NORTH AMERICA OKYC CLIENTS ONLY
US Dollar (USD*) |
0 days | 0 days | 10:45 am | 10:45 am | |
* All USD Swift payments where the beneficiary or beneficiary bank is based in Palestine will be blocked.