Our local routes are our most cost-effective way to move money globally - use this guide to find out where they're supported.
Local routes make use of schemes set up in a domestic market to make the payment process between banks more efficient; these include ACH, Faster Payments and SEPA.
See our local collections FAQs for more detailed information about each currency that supports local collections.
See our country-specific payment guides for more detailed information on local payments.
| Country | Local Payment | Local Collection |
|---|---|---|
 Australia
|
✓ |
|
 Austria
|
✓ |
✓ |
 Belgium
|
✓ |
✓ |
 Bulgaria |
|
✓ * |
 Canada
|
✓ |
✓ |
 Croatia
|
✓ |
✓ |
 Czech Republic
|
✓ |
✓ * |
 Denmark
|
✓ |
✓ * |
 Estonia
|
✓ |
✓ |
 Finland
|
✓ |
✓ |
 France
|
✓ |
✓ |
 Germany
|
✓ |
✓ |
 Greece
|
✓ |
✓ |
 Hong Kong
|
✓ |
|
 Hungary |
✓ |
✓ * |
 India
|
✓ |
|
 Indonesia
|
✓ |
|
 Ireland
|
✓ |
✓ |
 Italy
|
✓ |
✓ |
 Latvia
|
✓ |
✓ |
 Lithuania
|
✓ |
✓ |
 Luxembourg
|
✓ |
✓ |
 Malaysia |
✓ |
|
 Netherlands
|
✓ |
✓ |
 Norway
|
✓ |
✓ * |
 Philippines |
✓ |
|
 Poland
|
✓ |
✓ * |
 Portugal
|
✓ |
✓ |
 Romania
|
✓ |
✓ * |
 San Marino
|
✓ |
|
 Singapore
|
✓ |
|
 Slovakia
|
✓ |
✓ |
 Slovenia
|
✓ |
✓ |
 Spain
|
✓ |
✓ |
 Sweden
|
✓ |
✓ * |
 United Kingdom
|
✓ |
✓ |
 United States
|
✓ |
✓ |
 Vatican
|
✓ |
✓ |
* Local collection is available if the originating bank is able to send EUR.
SEPA countries with local EUR routes
|
Austria
|
Greece
|
Poland
|
|
Belgium
|
Hungary |
Portugal
|
| Bulgaria |
 Iceland
|
Romania
|
|
Croatia
|
Ireland
|
San Marino
|
|
Czech Republic
|
Italy
|
Slovakia
|
|
Denmark
|
Latvia
|
Slovenia
|
|
Estonia
|
Lithuania
|
Spain
|
|
Finland
|
Luxembourg
|
Sweden
|
|
France
|
Netherlands
|
 Switzerland |
|
Germany
|
Norway
|
United Kingdom
|
|
Vatican
|
Please visit our list of SEPA countries and territories for full details and inclusions or exclusions.